At WRA, our clients’ interests are always our priority. We take a personalized approach to understanding your financial needs, providing solutions designed to build, preserve, and protect your wealth.
We aim to simplify financial matters, offering clear, practical guidance while ensuring that your savings remain intact.
We understand the value of your time and energy. By choosing We Are Available, a trusted financial services provider, you can focus on what matters most in your personal and professional life, knowing that your financial well-being is in capable hands.
Our team of experienced professionals is here to provide the tailored support and advice you need.
Contact us to learn more about how we can assist you in achieving your financial goals.
Introducing Aurora Celestial Haven
We are delighted to share some inspiring news with our valued clients, partners, and community.
Dr. Heni Kwan, the founder of WRA Pty Ltd, is proud to unveil a new heartfelt initiative — Aurora Celestial Haven.
More than just a charity, Aurora Celestial Haven is a sanctuary of healing, hope, and restoration — where humans and animals come together in a powerful bond of silent transformation. This haven is built on the belief that animals possess an extraordinary ability to heal broken hearts, calm anxious minds, and bring light to those navigating emotional, mental, and physical challenges.
Rooted in love, purpose, and compassion, this new venture reflects Dr. Kwan’s mission to go beyond the world of finance and property to touch lives in a deeply meaningful way — creating a space where both people and animals find peace, connection, and purpose.
Through Aurora Celestial Haven, Dr. Kwan continues her legacy of leadership, not only in business but in serving humanity and the voiceless creatures who walk beside us.
Together, WRA Pty Ltd and Aurora Celestial Haven stand as a powerful reflection of strategy, heart, and soul.
"Grand Opening: Our New Office in Singapore!!"
We are excited to share a significant milestone with you—our new office in Singapore is now open! This expansion is a reflection of our continued commitment to providing exceptional service and strengthening our presence in the region.
Why Singapore?
Strategically located in the heart of Singapore’s bustling business district, our new office enables us to offer enhanced support, foster closer collaborations, and deliver a more personalized experience to our valued clients and partners.
Office Details:
📍
Address: 9 Raffles Place, #29-05 Republic Plaza, Singapore 048619
To commemorate this special occasion, we will be hosting an exclusive launch event. Stay tuned for more details—we look forward to celebrating with you!
Thank you for your ongoing support and trust. We look forward to welcoming you to our new office and continuing this journey together.
ABOUT US
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How It Works
1. Contact us
Contact us by phone, email, or via the contact form.
2. Tell us your needs
Describe your financial & Property needs and tell us your what you like to achieve.
3. Research
We'll prepare a plan for you to review and approve.
4. Structure Meeting
Once we've agreed on all the details, we'll get started.
5. Completion
Property & Loan delivers to you on time, and when you're fully satisfied kindly leave us a review about the service you have received on Google review.
Our Company Niche
Home Buyer Assist Program
WRA is helping a lot of customers getting into their dream homes sooner by providing a home buyer's deposit program. Customers who are lacking funds to cover LMI and stamp duty will still have a chance to get into their dream home by joining the program. This program offers a repayment option for up to 36 months. For more info, please email us and we will guide you further.
Simplified loan for self employed
We only required accountant letter and 20% deposit plus stamp duty money to fund the loan for your property purchase. No more jumping through hoops and documents galore just to obtain a loan.
Borrowers with adverse credit history
At WRA, we want to help you generate wealth. Whether you have perfect credit score or you have some blemishes on your credit score. We have helped more than hundreds of people with adverse credit history and mortgage arrears.
Our funder has:
unlimited mortgage arrears policy,
unlimited credit events >$2000 is allowed
Unlimited defaults, judgements, writs or summons
Bankruptcy current but entered less than 2 years ago.
Vacant Land Loan & Incomplete Construction
Our Funder will fund up to 75% LVR for vacant land with just an accountant letter as proof of income.
Unlimited cash out with no reason need to be specified.
No Credit Scoring
Incomplete Consruction
"The Average Home Building Cost has risen by $76,000 since 2021" - Financial review, 2022. Builders are struggling to meet prices committed to in FIXED PRICE BUILDING CONTRACTS from 2021, with some builders even liquidating, leaving hundreds of properties across Australia unfinished.
Our Funder will fund Single and Multiple Dwelling from min $100K to Millions using first or second mortgages.
Pay ATO DEBT & SUPER DEBT
The average Interest rate for an ATO repayment plan is 8.00% p.a. The average interest rate for home loan is 5.5%. We save our clients $1000's every month by consolidating and finalizing their ATO debt and unpaid Payroll Superannuation with a secured loan.
Our Funder allows:
Unlimited cash out for ATO TAX DEBT
Unlimited cash out for Super Debt
individual $100K | Company up to $10Mils
No DOC Car & Truck Finance
We can help with financing your vehicles!
Cars up to $30k • 2 years ABN • 1 Day GST Registered • No Home Ownership • Dealer / Private Sale • No Doc
Cars up to $50k • 2 years ABN • 1 Day GST Registered • No Home Ownership • Dealer / Private Sale • 6 months trading statements
Trucks up to $90k • 1 Day ABN (previous experience) • Home Ownership > $75k • Dealer / Private Sale • 6 months trading statement • 20% deposit
Trucks up to $150k • 2 years ABN and GST • Home Ownership • Dealer Sale • New or 2 years old
All applicants to have clean credit.
Other Niches
- Investment Lending up to 95%LVR Inclusive of LMI.
- NO notional rent applied for those living rent free.
- We can accept Family Tax benefit Income A and B for children up to and including 15 years of age.
- We can also accept scholarship income.
- We accept unit size as small as 35sqm.
- We only require 3% Genuine Savings for LVR greater than 90% for first home buyer.
Continued...
- No LMI for 85%LVR
- We can lend for NDIS Construction
- We can lend to SMSF Commercial
The numbers you need to know
2512
Customers home loan's submitted to the bank
1534
Customers in
5 countries
158
Property Sold
6800+
Projects
Save time
With quick and accurate responses to all your queries, you’ll save time and be more efficient.
Friendly support
Our support team is here to ensure that things run smoothly, so you can focus elsewhere.
Grow your wealth
Watch your profits and efficiency soar. You’ll expand faster than you ever thought possible.